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Table 3 Reasons behind public servants’ willingness/unwillingness to pay for social health insurance in Mekelle City, Northern Ethiopia, 2017

From: Willingness to pay for social health insurance and its determinants among public servants in Mekelle City, Northern Ethiopia: a mixed methods study

Variable

Frequency

Percent

Reasons for joining SHI (n = 325) a

To get free health service at point of service provision

277

85.2

To help others who can’t afford their medical costs

238

73.2

For security and peace of mind in times of ill-health

278

85.5

Facing health problem frequently

14

4.3

Reasons for not joining SHI (n = 56) a

Lack of money to pay

23

41.1

It doesn’t cover all health services

12

21.4

OOP charge is better

12

21.4

Lack of trust in insurance scheme

17

30.4

Poor quality of health service in public health facility

9

16.1

Others (double payment from wife and husband, government should pay, I have free card)

5

8.9

  1. aMultiple answers possible (total may exceed 100%)