People's willingness to pay for health insurance in rural Vietnam

Table A2 Estimated health care costs for the expected enrolees in a health insurance scheme in Bavi

	Utiliza- tion rates (1)*	Total sickness episodes (2)**	Sickness episodes (3)	Weight to distribute the private care episodes (4)	Private care episodes distributed to public facilities (5)	Expected sickness episodes in public facilities (6)	Health care cost per episode (7)*	Total costs 1000 VND (8)
Inpatients**		3,946
CHC	0.158		623	0.173246	60	684	104,000	71,097
DHC	0.333		1,314	0.365132	127	1,441	242,000	348,676
Provincial and central	0.421		1,661	0.461623	160	1,822	242,000	440,818
Private and others	0.088		347
Outpatients**		79,199
CHC	0.32		25,344	0.659794	26,911	250,958	15,400	3,864,753
DHC	0.086		6,811	0.177320	7,232	14,044	43,800	615,107
Provincial and central	0.079		6,257	0.162887	6,644	12,900	43,800	565,040
Private and others	0.515		40,787
Self-treatment**		185,738
Non-treatment**		12,965
Total		281,848				281,848		5,905,492

*Source: Ministry of Health and General Statistics Office: Results of Vietnam National Household Survey 2001–02. Hanoi; 2003.
Health care cost per sickness episode is health care cost per visit for outpatients or per admission for inpatients, including hospital fees, drugs, X-ray and laboratory tests. The cost does not include indirect (or non-medical) costs, such as costs for travelling, lodging and gifts.
**From table A1.
(3) = (1)*(2).
(4)CHC = (1)CHC/[(1)CHC + (1)DHC + (1)Provincial and central].
(4)DHC = (1)DHC/[(1)CHC + (1)DHC + (1)Provincial and central].
(4)Provincial and central = (1)Provincial and central/[(1)CHC + (1)DHC + (1)Provincial and central].
(5) = (4)*(3)Private and others.
(6)CHC = (3)CHC + (5)CHC + self treatment + non treatment.
(6)DHC = (3)DHC + (5)DHC.
(6)Provincial and central = (3)Provincial and central + (5)Provincial and central.
(8) = (6)*(7)

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